Do Debt Negotiation Companies Really Help?
Are you considering taking your financial problems to a company that makes promises about reducing or eliminating your debt? Perhaps you are already in a debt reduction program, only to discover that its empty promises have left you feeling hopeless about your circumstances.
You Can Do Most Of What Debt Negotiation Companies Do Yourself For Free!
I am bankruptcy attorney Peter Scribner, Esq., of Rochester, New York. The truth is that the attorney general of New York has issued warnings about for-profit businesses that promise to reduce your debt load for a fee. They promise to reduce your debts by making a lump-sum settlement offer. In most cases, you can pick up the phone and do that yourself.
More Than 30 Years Of Experience With Real Debt Relief
Learn the facts that debt negotiating companies don’t want you to know. Contact my office for a free phone consultation about your legal options, including stopping foreclosure. I have more than 30 years of experience helping people avoid getting ripped off by debt negotiation companies. I know the law and am ready to help you get a fresh start.
Don’t Fall For Debt Negotiating Scams
The promise is always the same. The debt negotiation company will negotiate down your debts, and its fee is only a percentage of the money it says it will save you. How can you go wrong? Easy: The company collects its fee upfront. When the process doesn’t work, it will find a way to pin the blame on you. Then it keeps the money – your money – that it collected from you upfront. And the people you owe won’t see a penny of it.
Don’t fall for any of these marketing terms used by for-profit debt negotiating businesses:
- Budget planning
- Debt negotiation program
- Debt reduction service
- Debt settlement plan
So-called budget planning companies promise to negotiate down your debt for a percentage of the amount you save. These programs are illegal in New York state. That is why all these companies are located out of state, beyond the control of the New York attorney general.
After you have given them thousands of dollars and you realize things aren’t working out, your money will be gone, and there is little you can do about it. The New York state attorney general can’t help you if you are defrauded by out-of-state companies.
Contact Me For Help Getting Out Of Debt
I am an experienced lawyer with more than three decades of legal experience inside New York bankruptcy courts. I know how to help you, no matter how complicated your finances or how in debt you are. Contact me to learn more about how I can help you resolve your debt problems. Call me at 585-643-7109.