Obtaining a bachelor's degree or an advanced one is an effective way to achieve the American dream. Still, with the high cost of higher education, you may need to take out loans to pay tuition, fees and other expenses. You are far from alone, of course, as most...
For many, having a good credit score makes life a bit easier. In fact, according to Experian, a credit score over 700 may qualify you for low-interest credit cards, insurance discounts, utility security deposit waivers and other perks. While the major credit reporting...
Bankruptcy offers New York residents an escape from overwhelming debt and the opportunity to start again, but there are some debts that cannot generally be discharged by filing a Chapter 7 or Chapter 13 petition. These include unpaid taxes, fines and penalties owed to...
When a New York resident files a Chapter 7 or Chapter 13 personal bankruptcy, the judge assigned to the case issues what is known as an automatic stay. This is a court order that prevents creditors from taking any further action to collect monies that are owed to...
If you're seeking an effective way to reorganize your debts in a timely manner, it may be in your best interest to file for Chapter 13 bankruptcy. In addition to obtaining debt relief, it may be possible to retain ownership of your New York home or other tangible...
If you’ve been struggling with debt and financial distress for a while, you may be thinking about filing for bankruptcy. Making this choice has helped many people find relief and a fresh start. However, deciding to file for bankruptcy is only the first step of the...
Many people find themselves in tough financial situations at one time or another in their life. Falling into debt can be overwhelming and, in some cases, it’s difficult to overcome. Not everyone who finds themselves in financial distress is irresponsible or has bad...
Misinformation is a powerful tool. When people base their decisions on misinformation, they may be making a choice that hurts them instead of helping them. This is especially true for bankruptcy. Bankruptcy can do a lot for an applicant in terms of freeing them from...
Throughout the last decade, the American economy bounced from the most significant financial depressions in 2008 to one of the most profitable days in the DOW's history in 2018. But what effect has this shift had on older Americans? Unfortunately, a recovering economy...
Filing for bankruptcy often feels like a massive defeat because you cannot solve your outstanding debts by yourself. You have to use bankruptcy as a way to alleviate the stress of creditors and credit cards bills piling up at your door. But bankruptcy is not a defeat...