Jump to Navigation
888.326.7220 | 585.563.4535 e-mail usRegain Control of your life

How Do I Stop Foreclosure?

Rochester, New York, Chapter 7 Bankruptcy Law Attorney

Stop your Home Foreclosure. Call 585-563-4535 for Straight Answers.

If your house mortgage is in foreclosure, there are only a handful of legal options to stop the proceedings, outside of paying all payments due, including foreclosure and legal fees. Filing Chapter 13 bankruptcy, however, can stop the foreclosure proceedings, and may allow you the time and legal recourse to protect your home.

I am attorney Peter R. Scribner. If you are facing a foreclosure, I urge you to talk to an experienced debt relief attorney as soon as possible. It is never too late to stop the process. You have legal and financial options right up to the date of the foreclosure proceedings.

How does Chapter 13 stop a foreclosure?

When you file a bankruptcy, all efforts by creditors to collect against you, including foreclosures, must be suspended. Chapter 13 provides a method not only to suspend a foreclosure but actually to pay off the amount you are behind, stop the foreclosure, and save your house.

How does it work? Chapter 13 is very complicated but, at a minimum, to stop a foreclosure you must be in a position to do two things: first, you must have sufficient income to resume your mortgage payments, starting with the first payment dues after you file Chapter 13. Secondly, you must be able to make additional monthly payments to a Chapter 13 trustee to pay off the full amount of the payments you are behind, plus foreclosure legal costs and fees, plus interest, within five years.

There are many other factors associated with stopping foreclosure in a Chapter 13, and we will have to talk together to see how there other factors affect your situation. So if you are in foreclosure and wish to save your house, please call me for a free phone consultation.

Right now, you need straight legal answers, not legal gibberish.

I have more than 20 years of experience helping families throughout Upstate New York protect themselves from losing their homes. Contact me for a free consultation about how Chapter 13 bankruptcy works. I know that filing for bankruptcy isn't in everyone's best financial or legal interest, and I will give you an honest assessment of your situation. I will also provide clear answers to your questions about foreclosure and whether bankruptcy can help.

Straight talk about a tough situation

You don't need gibberish right now. You need straight talk. I promise to speak in language that avoids the heavy legal talk that so many bankruptcy lawyers try to impress people with.

When we discuss ways to stop your home foreclosure, we will also discuss:

Stop mortgage foreclose and help get your financial life on track.

I will also give you a clear explanation of the factors that affect the cost of filing for bankruptcy. I want to make sure you understand all the issues involved in stopping a home foreclosure. Contact me for the legal help you need today.