Upstate New York Chapter 13 Bankruptcy Law Attorney
Reorganize Your Debt by Filing Chapter 13 Bankruptcy.
Chapter 13 bankruptcy provides a process for repaying some or all of your debts by making monthly payments to a trustee who, in turn, will distribute those payments to your creditors. Chapter 13 plans usually run three to five years.
Why file Chapter 13?
Chapter 13 is not for everybody, but in certain circumstances you can accomplish things in Chapter 13 that you can’t do in Chapter 7:
- Chapter 13 can stop foreclosures and save your house
- For high income families, Chapter 13 can provide bankruptcy relief if they are not eligible for Chapter 7
- If you have certain debts you can’t pay outside of bankruptcy and which cannot be eliminated in Chapter 7 (for example, income taxes), Chapter 13 provides a process for repaying those debts
- Chapter 13 provides a way to repay your debts if you want to pay your creditors but can’t do so outside of bankruptcy due to creditor harassment or lawsuits
Stop Foreclosure ▪ Lower Your Monthly Payments ▪ Meet Your Obligations
I am bankruptcy lawyer Peter R. Scribner of Rochester, New York. If you are starting to feel the pressure of a heavy burden of debt, filing Chapter 13 bankruptcy may be the answer you are seeking.
I have more than 20 years of upstate New York bankruptcy law experience.
I have focused exclusively on the practice of bankruptcy law for more than 20 years. Contact my office for a free telephone consultation about your specific circumstances. I will give you clear answers about your bankruptcy options and help you decide what you can do to get a new start from overwhelming debt.
